The Insurance Nerd exists because buying insurance is one of the few purchases where the loudest brands and the best products almost never line up. We built the Nerd Score to cut through the marketing with a single, honest 0–100 number — backed by published math and sourced data.
We are editorially independent and reader-funded since 2018. No carrier owns us, and no carrier can buy a better score.
Who's behind it
The Insurance Nerd is led by Alejandro Rioja, Founder & Lead Analyst. Alejandro has spent six years dismantling insurance jargon for everyday readers. He built the Nerd Score to give people a single, honest number they can actually trust — with the math published in full and not a dollar taken from the carriers it ranks.
Questions or corrections? Get in touch.